My Novels

Wednesday, August 08, 2018

Update on hospital stay

This won't be much of a post -- more a reminder about medicare and my supplemental insurance. After three days in the hospital, and a slew of heart tests, I paid exactly 0 copay! I mean, I knew it was supposed to be that way, but have so often been disappointed by copay's, etc. that I was shocked to find this actually works correctly.

I will say the full charge was jaw-dropping, but the hospital and all techs/doctors accepted medicare payment, with my supplement (Plan F) picking up copay's. Incredibly though, the medicare and insurance payment were about 1/4 the charge. Still can't believe that! Because without insurance, a person would be billed the entire amounts -- and harassed if they didn't pay it. Suffice to say, very happy I have medicare and a good Plan F supplement.

This is the first time in my life, especially in the past twelve years since my husband passed away, that I am not worried about having medical bills that would literally bankrupt me, cause me to lose the roof over my head. "Medicare for all," would he worthwhile for this country, but I don't expect to see that in my lifetime.

Otherwise, life goes on here. No more medical problems. I started riding my bike in the neighborhood for 30-45 minutes every morning; or at least the mornings it is cool enough. August is sweltering hot, as usual.

The ceiling in the living room is being replaced; the damaged tile/underpinnings had to be removed and new sheet-rock hung. This morning the carport metal roof was replaced, just the flashing to be done tomorrow. Hopefully this will all be finished in a week, but I am so TIRED of repairs due to storms. This is the second time in eight years I've had major damage  (tornado/hail storm), and far past weary. I call it storm fatigue. Seriously thinking of moving to a condo, where I wouldn't have such upkeep trouble. Blah, blah, blah...need to stop whining!

That's a wrap for now.